Coverage 24 hours a day, 365 days a year
No medical tests required – immediate cover
Great optional extras to choose from
Cover, Whenever, Wherever
Accidents happen. No matter how careful you are. Our personal accident cover provides immediate benefits to cover any loss caused by an accident on a world-wide basis if the individual is between 18-65 years.
No Unnecessary Medical Tests
While most insurers will request you undergo medical tests before ensuring you, at Liva, we won’t ask you to go through that hassle before insuring you. With us, all you need to do is accept our personal accident quote to receive your cover with immediate effect.
Quick & Efficient Handling of Claims
Making a claim against your Personal Accident insurance policy is quick, easy and hassle-free wherever you are. Speak to us today to find out more about our personal accident insurance cover.
Frequently asked questions
Are there any age limits?
The age-limit to be eligible for personal accident cover is 18 - 65 years.
Receive your travel insurance quote by visiting our office, or alternatively, call 80001 (Liva) 772 and speak to one of our dedicated insurance advisors.
Are certain activities excluded under the personal accident policy?
Certain hazardous activities are excluded under our personal accident policy. These are:
- Aqua-lung diving
- Flying or other aerial activity, as pilot or crew
- Football, excluding association football (soccer) as an "amateur"
- Hunting, racing, and any competition on horseback
- Ice Hockey
- Motor competitions including motorcycling
- Mountaineering, pot-holing, power-boating
- Racing in dinghies or while swimming
- Water ski-jumping and tricks
- Winter sports, excluding curling or skating
- Wrestling, boxing, judo, karate, or any form of unarmed combat, and
- Yachting, using woodworking machinery
Are pre-existing disease(s)/conditions covered?
Pre-existing medical conditions should be declared before applying for the policy and are subject to approval.
Does being pregnant affect my personal accident insurance cover?
Our personal accident cover excludes any claims arising from pregnancy including childbirth, miscarriage or abortion.
What are the many things I am not covered against in my policy?
In addition to the War & Terrorism Exclusions, the following are excluded under the policy:
For more information regarding the above, read our Policy Wording.
- Electro Magnetic Field (EMF) exclusion
- Genetically Modified Organisms (GMO) exclusion
- Transmissible Spongiform Encephalopathy (TSE) exclusion
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